A while back, the local alternative weekly newspaper ran this interesting feature about a woman who opened up a storefront Prayer Center in North Minneapolis. The article describes the center as a spiritual oasis in an otherwise rough-and-rumble part of the city. I read it and thought, "good for her," referring to Jariland Spence, the woman running place.
Earlier this week, this little item ran on a local TV station. Seems the Prayer Center fell behind on its rent and the landlord is evicting Ms. Spence. Understandable, but seems kind of sad.
I think this is an interesting story, because so often non-profits divorce themselves from financial reality. It works for a while, but reality always catches up with you.
I have been involved with non-profit organizations where the mindset was "We are doing God's work; God provides." They used that thinking to avoid developing a viable business plan -- one that limited expenses to actual revenue, or raised enough revenue to cover expenses. I would argue that we needed to work harder to match expenses and revenue, only to be accused of lacking faith. I don't really know whether my faith is sufficient, I just know that you can't outspend your revenue for very long and expect to stay in business.
So I wonder about Jeriland Spence's case. Did she not take the fund-raising aspect of her venture seriously enough? Is the landlord a bad guy for booting out someone who is doing God's work? Did Spence rely too much on faith and not enough on donations? Can you have too much faith? Is God not providing in this case? Or does He simply have some other plan for Spence and that store front?
I don't have the answers but I am fascinated by the questions.
Friday, August 20, 2010
Friday, November 28, 2008
An afternoon of college football
Last weekend, my sixth-grade boy and I accompanied the 9th and 10th grade boys of Chesterton Academy to the Notre Dame football game in South Bend, Ind. The Fighting Irish lost to Syracuse, 24-23. Maybe they will do better tomorrow night at USC.
What a tremendous thing game day is on the campus of the University of Notre Dame! We arrived on campus about five hours before the 2:30 kick-off. Sounds like a lot of time, but it flew by.
Professor Charles Rice, professor emeritus at the University of Notre Dame law school, serves on the Chesterton Academy advisory board; he greeted us with donuts and shared a few kinds words.
We then visited the campus book store, which was abuzz with fans buying sweatshirts and memorabilia. The scene was as busy as Wal-mart at 6 a.m. this Black Friday. I found tranquility in the part of the store where they actually sold books. What a selection! Someday I really need to return to do some serious book shopping.
Coming out of the store, we ran into the Notre Dame cheerleaders, who were bundled up to accommodate the 26-degree temperature. They visited with our high school guys and we got a picture to commemorate the moment.
We toured the administration building, famous for its gold dome which supports a gold statue of Our Lady. Inside, the first-floor hallways are adorned with murals. I saw several depicting the life of Christopher Columbus. We visited other buildings before entering the Notre Dame Basilica, a wonder of church architecture. It is absolutely beautiful inside. Then we visited the Notre Dame grotto, located behind the church. It is a replica of the grotto at Lourdes, France. The place was buzzing with football fans, many of whom took a few minutes to kneel and pray.
We had lunch at a tailgate party, courtesy of the father of the Chesterton headmaster. A long-time Notre Dame fan, he clued us into some team history and accompanied us into the game. But before going in, we waited for the Fighting Irish marching band, which must number in the hundreds of members. We followed as they marched into the stadium from the center of campus.
My boy and I had row-six seats at the 5-yard-line in this bowl stadium that seats 55,000. By kick-off, every seat was filled. We watched a great game with Notre Dame getting out front to a 23-10 lead early in the fourth quarter. Syacuse score and then scored again with only 43 seconds left in the game to go ahead, 24-23. Notre Dame had a chance to win the game. With seven seconds left, they tried to make a 53-yard field goal but the ball missed the uprights and the Irish lost.
It was a great experience, although our feet grew cold from the snow and ice that were packed on the ground. It has snowed 10 inches the day before the game and although they had shoveled the seats off, the ground was covered with frozen precipitation. We left the game with about 10 minutes to go, running to the Basilica where we warmed up and waited for Mass to start. Apparently, they always have Mass 30 minutes after home games. What a great idea for Catholic football fans!
We slept well that night, staying in an economy hotel some 40 miles way in Chesterton, Indiana. For all of us, it was a great experience; and for my boy and I it was the source of memories we will carry with us forever.
The University of Minnesota, where I went to college, is moving into a new outdoor football stadium next season after have played more than 25 seasons at a domed stadium in downtown Minneapolis. I hope that the U of M is able to recapture some of that great football atmosphere that makes college campuses so special on fall afternoons.
What a tremendous thing game day is on the campus of the University of Notre Dame! We arrived on campus about five hours before the 2:30 kick-off. Sounds like a lot of time, but it flew by.
Professor Charles Rice, professor emeritus at the University of Notre Dame law school, serves on the Chesterton Academy advisory board; he greeted us with donuts and shared a few kinds words.
We then visited the campus book store, which was abuzz with fans buying sweatshirts and memorabilia. The scene was as busy as Wal-mart at 6 a.m. this Black Friday. I found tranquility in the part of the store where they actually sold books. What a selection! Someday I really need to return to do some serious book shopping.
Coming out of the store, we ran into the Notre Dame cheerleaders, who were bundled up to accommodate the 26-degree temperature. They visited with our high school guys and we got a picture to commemorate the moment.
We toured the administration building, famous for its gold dome which supports a gold statue of Our Lady. Inside, the first-floor hallways are adorned with murals. I saw several depicting the life of Christopher Columbus. We visited other buildings before entering the Notre Dame Basilica, a wonder of church architecture. It is absolutely beautiful inside. Then we visited the Notre Dame grotto, located behind the church. It is a replica of the grotto at Lourdes, France. The place was buzzing with football fans, many of whom took a few minutes to kneel and pray.
We had lunch at a tailgate party, courtesy of the father of the Chesterton headmaster. A long-time Notre Dame fan, he clued us into some team history and accompanied us into the game. But before going in, we waited for the Fighting Irish marching band, which must number in the hundreds of members. We followed as they marched into the stadium from the center of campus.
My boy and I had row-six seats at the 5-yard-line in this bowl stadium that seats 55,000. By kick-off, every seat was filled. We watched a great game with Notre Dame getting out front to a 23-10 lead early in the fourth quarter. Syacuse score and then scored again with only 43 seconds left in the game to go ahead, 24-23. Notre Dame had a chance to win the game. With seven seconds left, they tried to make a 53-yard field goal but the ball missed the uprights and the Irish lost.
It was a great experience, although our feet grew cold from the snow and ice that were packed on the ground. It has snowed 10 inches the day before the game and although they had shoveled the seats off, the ground was covered with frozen precipitation. We left the game with about 10 minutes to go, running to the Basilica where we warmed up and waited for Mass to start. Apparently, they always have Mass 30 minutes after home games. What a great idea for Catholic football fans!
We slept well that night, staying in an economy hotel some 40 miles way in Chesterton, Indiana. For all of us, it was a great experience; and for my boy and I it was the source of memories we will carry with us forever.
The University of Minnesota, where I went to college, is moving into a new outdoor football stadium next season after have played more than 25 seasons at a domed stadium in downtown Minneapolis. I hope that the U of M is able to recapture some of that great football atmosphere that makes college campuses so special on fall afternoons.
Tuesday, November 18, 2008
Thoughts on Chesterton Academy
Chesterton Academy opened in September and is off to a very promising start. The school has received a lot of attention; yesterday Chuck Colson featured The Chesterton Academy in his Breakpoint broadcast.
Here are some of the things I was looking for in a high school for my children. These are some of the key features we have built into the Chesterton Academy.
First, I wanted a school that thoroughly integrates the Catholic faith into a college preparatory curriculum. A good high school should teach teenagers math, science, literature, the arts, history, etc., and good study habits so they can legitimately apply for acceptance to any of this country’s top tier colleges. A good school should teach these subjects in the context of faith. While it is good to learn how to count when you study math, it is also important to learn what you are counting, that is, God’s creation. While it is good to study stories in literature class, it is better to study those stories in context of the overarching story of man’s relationship with God.
Second, I wanted a school that manifests that faith in a concrete way, in addition to the curriculum. For a Catholic, daily Mass and a faculty pledge of fidelity to the Magisterium are obvious manifestations.
Third, I wanted a school that is meaningful and socially relevant. I want a school that will prepare students to make a difference in the world, not merely get along in the world. Attacks on human life pose the greatest social injustice of our time. The Chesterton Academy is intended to be a shining affirmation of human life. We are preparing students to build a culture of life.
And we are preparing our students to take their knowledge and faith out into the world. Our goal is not to create a separate subculture, but to change the culture of death into a culture of life.
And, fourth, I wanted a school that teaches entrepreneurship, resourcefulness and leadership. So often people think school is the place you go to prepare to get a job. Well, I’d like to prepare students to create a job. I want a school that teaches students they can create their own future; they don’t have to look to a big company or the government to give them a future. The Chesterton Academy is a lesson in itself, along those lines. It was started by a group of parents who identified a need and figured out how to make it happen. Nothing is guaranteed; we are not getting any government funding. People can make things happen, but they have to try. I want a school that will encourage people to try.
The Chesterton Academy operates in a very modest facility. I wish it had better, but the facility it has is sufficient. The no-frills environment of the school teaches an important lesson. We live in an area where there are ample community resources. They should be used. We don’t all need our own private facilities with the latest bells and whistles. Let’s use what’s available to us, and be creative about identifying those resources.
Perhaps the biggest trap we set for our teens in today’s world is unrealistic materialist expectations. Kids are so surrounded by opulence and wealth that they get a false idea about the importance of “stuff.” By conducting classes in a modest environment, we are trying to promote gratitude, which I believe can be an effective antidote to excessive want.
The modest facility also helps us to keep our tuition relatively low, which I believe is very important. Typical schools that include Catholicism in their curriculum average around $10,000 per year, per student. For a family of four or five, relatively closely-space children, this tuition rate presents a sizeable obstacle to Catholic high school education. At Chesterton Academy, the tuition is $5,500 per year. I acknowledge that is still a sizable about of money, but at least it creates a more affordable option.
Nearly all schools offer students various levels of financial aid if their family cannot afford the entire tuition bill. This is laudable, although I have never been comfortable providing the personal financial disclosures necessary to request such aid. Furthermore, I suspect it would be difficult for parents to work collaboratively on school policy issues when, despite assurances of privacy, decisionmakers know which families have paid less to attend the school.
Every high school offers parents a set of trade-offs to consider as they decide where to send their teens. Some schools offer excellent opportunities for sports and extracurricular activities, but no catechesis. Others offer great facilities and curriculum, but at high tuition costs. Others, like Chesterton Academy, offer great teaching and curriculum but fewer amenities in the areas of facility and extra curriculars.
If you ask an eighth-grader “where do you want to go to high school,” they will typically identify a school that is pleasing to the eye, or a school to which most of their friends are going. I think parents have to consider the decision much more seriously. You only get one opportunity to educate your teenager. What lasting message do you want them to get during those high school years? You can judge relatively easily what your kids will learn from the curriculum, but consider also what they will learn from the environment of the school.
Dale Ahlquist and I started talking about forming a new high school in spring of 2006. We hired a magnificent headmaster and he has put together a stellar faculty. Several people have made generous donations to get the school going. Nine families have come together to send their kids to the school this inaugural year. Tonight, we are hosting a parents’ meeting regarding new students for the 2009-2010 school year. There are a lot of people who want the kind of school described here.
I certainly will write more about the Chesterton Academy as this venture develops. In the meantime, check out the school’s web site.
Here are some of the things I was looking for in a high school for my children. These are some of the key features we have built into the Chesterton Academy.
First, I wanted a school that thoroughly integrates the Catholic faith into a college preparatory curriculum. A good high school should teach teenagers math, science, literature, the arts, history, etc., and good study habits so they can legitimately apply for acceptance to any of this country’s top tier colleges. A good school should teach these subjects in the context of faith. While it is good to learn how to count when you study math, it is also important to learn what you are counting, that is, God’s creation. While it is good to study stories in literature class, it is better to study those stories in context of the overarching story of man’s relationship with God.
Second, I wanted a school that manifests that faith in a concrete way, in addition to the curriculum. For a Catholic, daily Mass and a faculty pledge of fidelity to the Magisterium are obvious manifestations.
Third, I wanted a school that is meaningful and socially relevant. I want a school that will prepare students to make a difference in the world, not merely get along in the world. Attacks on human life pose the greatest social injustice of our time. The Chesterton Academy is intended to be a shining affirmation of human life. We are preparing students to build a culture of life.
And we are preparing our students to take their knowledge and faith out into the world. Our goal is not to create a separate subculture, but to change the culture of death into a culture of life.
And, fourth, I wanted a school that teaches entrepreneurship, resourcefulness and leadership. So often people think school is the place you go to prepare to get a job. Well, I’d like to prepare students to create a job. I want a school that teaches students they can create their own future; they don’t have to look to a big company or the government to give them a future. The Chesterton Academy is a lesson in itself, along those lines. It was started by a group of parents who identified a need and figured out how to make it happen. Nothing is guaranteed; we are not getting any government funding. People can make things happen, but they have to try. I want a school that will encourage people to try.
The Chesterton Academy operates in a very modest facility. I wish it had better, but the facility it has is sufficient. The no-frills environment of the school teaches an important lesson. We live in an area where there are ample community resources. They should be used. We don’t all need our own private facilities with the latest bells and whistles. Let’s use what’s available to us, and be creative about identifying those resources.
Perhaps the biggest trap we set for our teens in today’s world is unrealistic materialist expectations. Kids are so surrounded by opulence and wealth that they get a false idea about the importance of “stuff.” By conducting classes in a modest environment, we are trying to promote gratitude, which I believe can be an effective antidote to excessive want.
The modest facility also helps us to keep our tuition relatively low, which I believe is very important. Typical schools that include Catholicism in their curriculum average around $10,000 per year, per student. For a family of four or five, relatively closely-space children, this tuition rate presents a sizeable obstacle to Catholic high school education. At Chesterton Academy, the tuition is $5,500 per year. I acknowledge that is still a sizable about of money, but at least it creates a more affordable option.
Nearly all schools offer students various levels of financial aid if their family cannot afford the entire tuition bill. This is laudable, although I have never been comfortable providing the personal financial disclosures necessary to request such aid. Furthermore, I suspect it would be difficult for parents to work collaboratively on school policy issues when, despite assurances of privacy, decisionmakers know which families have paid less to attend the school.
Every high school offers parents a set of trade-offs to consider as they decide where to send their teens. Some schools offer excellent opportunities for sports and extracurricular activities, but no catechesis. Others offer great facilities and curriculum, but at high tuition costs. Others, like Chesterton Academy, offer great teaching and curriculum but fewer amenities in the areas of facility and extra curriculars.
If you ask an eighth-grader “where do you want to go to high school,” they will typically identify a school that is pleasing to the eye, or a school to which most of their friends are going. I think parents have to consider the decision much more seriously. You only get one opportunity to educate your teenager. What lasting message do you want them to get during those high school years? You can judge relatively easily what your kids will learn from the curriculum, but consider also what they will learn from the environment of the school.
Dale Ahlquist and I started talking about forming a new high school in spring of 2006. We hired a magnificent headmaster and he has put together a stellar faculty. Several people have made generous donations to get the school going. Nine families have come together to send their kids to the school this inaugural year. Tonight, we are hosting a parents’ meeting regarding new students for the 2009-2010 school year. There are a lot of people who want the kind of school described here.
I certainly will write more about the Chesterton Academy as this venture develops. In the meantime, check out the school’s web site.
Tuesday, October 28, 2008
Lunch with Mr. Bernstein
I had lunch with Pulitzer Prize winning journalist Carl Bernstein on Friday. He was in town to address a business group and I had the good fortune of sitting at Mr. Bernstein's table, along with 6 other people.
Bernstein said the job of a journalist is to present the "best obtainable version of the truth." With the emphasis currently on celebrity, sensationalism and gossip, he said journalism is falling far short of its responsibility.
He said the press and politics are part of a civic breakdown in this country since Watergate. The press and politics, he said, are supposed to exist for the public good. "We have seen a failure of the system, of incompetence overwhelming competence," he said. "We've had a failure of accountability, and it didn't start with the Bush administration."
He said congress has completely abdicated its responsibility to provide oversight of the presidency. He said the "biggest story of the last 25 years is the wholesale corruption of our Congress and our state legislatures."
He blamed the state legislatures for gerrymandering congressional districts so that most seats are "safe" for one party. He said that in any given election, only about 100 of the 425 House seats are truly competitive.
Bernstein noted that it costs $100 million to run a campaign for senate in a large state such as California, Florida, New York or New Jersey. "That's $50,000 per day," he said. There is a big difference between a fundraiser, which is what a politician needs to be to finance a campaign, and a leader. A fundraiser, Bernstein said, says whatever is necessary to please the group in front of him so that they will be inclined to contribute money. People who are trying to raise money don't take unpopular positions on issues. They can't afford to. Therefore, we end up with a Congress full of people who don't take solid positions on issues, people who don't provide leadership. Bernstein criticized the press for not calling politicians on this deterioration of leadership. Bernstein said public financing of Congressional campaigns would solve this problem.
Bernstein is more philosophically liberal than I am, but I greatly admire his work. He started his career as a reporter at the age of 19 and has covered just about everything in the span of several decades. In addition to breaking the Watergate story in the 1970s and writing All The President's Men, he has written a book on the life of Pope John Paul II, and a book about Hillary Clinton. He has written a memoir and a book about John McCain, in addition to several big time magazine pieces for the likes of Time, Vanity Fair and The New Republic.
Bernstein said the job of a journalist is to present the "best obtainable version of the truth." With the emphasis currently on celebrity, sensationalism and gossip, he said journalism is falling far short of its responsibility.
He said the press and politics are part of a civic breakdown in this country since Watergate. The press and politics, he said, are supposed to exist for the public good. "We have seen a failure of the system, of incompetence overwhelming competence," he said. "We've had a failure of accountability, and it didn't start with the Bush administration."
He said congress has completely abdicated its responsibility to provide oversight of the presidency. He said the "biggest story of the last 25 years is the wholesale corruption of our Congress and our state legislatures."
He blamed the state legislatures for gerrymandering congressional districts so that most seats are "safe" for one party. He said that in any given election, only about 100 of the 425 House seats are truly competitive.
Bernstein noted that it costs $100 million to run a campaign for senate in a large state such as California, Florida, New York or New Jersey. "That's $50,000 per day," he said. There is a big difference between a fundraiser, which is what a politician needs to be to finance a campaign, and a leader. A fundraiser, Bernstein said, says whatever is necessary to please the group in front of him so that they will be inclined to contribute money. People who are trying to raise money don't take unpopular positions on issues. They can't afford to. Therefore, we end up with a Congress full of people who don't take solid positions on issues, people who don't provide leadership. Bernstein criticized the press for not calling politicians on this deterioration of leadership. Bernstein said public financing of Congressional campaigns would solve this problem.
Bernstein is more philosophically liberal than I am, but I greatly admire his work. He started his career as a reporter at the age of 19 and has covered just about everything in the span of several decades. In addition to breaking the Watergate story in the 1970s and writing All The President's Men, he has written a book on the life of Pope John Paul II, and a book about Hillary Clinton. He has written a memoir and a book about John McCain, in addition to several big time magazine pieces for the likes of Time, Vanity Fair and The New Republic.
Sunday, September 14, 2008
Thanks for the recognition
Due the the thoughtfulness of four dear friends and colleagues, I was among 10 people honored by our local Archdiocesan newspaper this past week for leadership in business. You can read about it here.
The Catholic Spirit hosted a very nice luncheon for us on Wednesday. With nearly 300 people present, MC Tom Hauser of KSTP-TV, associate publisher Bob Zyskowski and Archbishop John Nienstedt presented the awards, which were given in three categories: large company, small company and non-profit. I was one of three honorees in the small business category.
Dick, who has become a valued friend in the nearly three years we have worked together, and his wife Anne, came up with the idea to put in a nomination for me earlier this summer. They immediately approached Jackie about putting together a nomination. Jackie and I had worked together for more than a dozen years before she spun off her own business venture this spring.
At the same time, unbeknown to this trio, Christina was also putting my name in nomination. Christina has worked with me for about a year on a magazine called Family Foundations. Christina is a former Catholic Spirit reporter, so she was thoroughly familiar with the Leading with Faith awards program.
Both the nominations must have been well-written because I was notified on August 11 that I was among those selected for recognition. Within a couple weeks, Maria Wiering, a Catholic Spirit reporter, came to my office to interview me for an article. Photographer Dianne Towalski took a series of photos. I have been a reporter since my college days and have interviewed hundreds of people; for the first time, I was on the other side of the notebook. I am a bit of a ham, so I have to say I kind of liked it.
Mostly I liked it because of the story I got to tell. I have always been blessed with great employees who seem much more like friends than FTEs. Before the company can make money, everyone in the company has to make a life, and I have always been happy to help my colleagues do that, to the extent that I can. Sure, in 17-plus years of business there has been a small number of folks who didn't work out, but even those employees won my respect and best wishes for future success.
My father taught me most of what I know about entrepreneurism, and I am very grateful to him. Whatever I am in business is due to him. I also need to thank my dear friends in businesses, particularly the folks at Fredrikson and Byron, and Premier Banks, who took the extra step of congratulating me with advertisements in the Catholic Spirit. Wow. And again, thanks to my friends who took the time and made the effort to nominate me. Wow, again.
The brochure distributed at the luncheon included a statement from the U.S. Catholic Bishops' 1986 Pastoral Letter on Catholic Social Teaching and The U.S. Economy. Here's what is said:
Followers of Christ must avoid a tragic separation between faith and everyday life.
The road to holiness for most of us lies in our secular vocations. We need a spirituality that calls forth and supports lay initiative and witness not just in our churches but also in business, in the labor movement, in the professions, in education, and in public life.
Our faith is not just a weekend obligation, a mystery to be celebrated around the altar on Sunday. It is a pervasive reality to be practiced every day in homes, offices, factories, schools, and businesses across our land.
We cannot separate what we believe from how we act in the marketplace and the broader community for this is where we make our primary contribution to the pursuit of economic justice.
I'd like to think that's a fundamental philosophy at our company. I am going to hang that statement on my wall in my office.
The Catholic Spirit hosted a very nice luncheon for us on Wednesday. With nearly 300 people present, MC Tom Hauser of KSTP-TV, associate publisher Bob Zyskowski and Archbishop John Nienstedt presented the awards, which were given in three categories: large company, small company and non-profit. I was one of three honorees in the small business category.
Dick, who has become a valued friend in the nearly three years we have worked together, and his wife Anne, came up with the idea to put in a nomination for me earlier this summer. They immediately approached Jackie about putting together a nomination. Jackie and I had worked together for more than a dozen years before she spun off her own business venture this spring.
At the same time, unbeknown to this trio, Christina was also putting my name in nomination. Christina has worked with me for about a year on a magazine called Family Foundations. Christina is a former Catholic Spirit reporter, so she was thoroughly familiar with the Leading with Faith awards program.
Both the nominations must have been well-written because I was notified on August 11 that I was among those selected for recognition. Within a couple weeks, Maria Wiering, a Catholic Spirit reporter, came to my office to interview me for an article. Photographer Dianne Towalski took a series of photos. I have been a reporter since my college days and have interviewed hundreds of people; for the first time, I was on the other side of the notebook. I am a bit of a ham, so I have to say I kind of liked it.
Mostly I liked it because of the story I got to tell. I have always been blessed with great employees who seem much more like friends than FTEs. Before the company can make money, everyone in the company has to make a life, and I have always been happy to help my colleagues do that, to the extent that I can. Sure, in 17-plus years of business there has been a small number of folks who didn't work out, but even those employees won my respect and best wishes for future success.
My father taught me most of what I know about entrepreneurism, and I am very grateful to him. Whatever I am in business is due to him. I also need to thank my dear friends in businesses, particularly the folks at Fredrikson and Byron, and Premier Banks, who took the extra step of congratulating me with advertisements in the Catholic Spirit. Wow. And again, thanks to my friends who took the time and made the effort to nominate me. Wow, again.
The brochure distributed at the luncheon included a statement from the U.S. Catholic Bishops' 1986 Pastoral Letter on Catholic Social Teaching and The U.S. Economy. Here's what is said:
Followers of Christ must avoid a tragic separation between faith and everyday life.
The road to holiness for most of us lies in our secular vocations. We need a spirituality that calls forth and supports lay initiative and witness not just in our churches but also in business, in the labor movement, in the professions, in education, and in public life.
Our faith is not just a weekend obligation, a mystery to be celebrated around the altar on Sunday. It is a pervasive reality to be practiced every day in homes, offices, factories, schools, and businesses across our land.
We cannot separate what we believe from how we act in the marketplace and the broader community for this is where we make our primary contribution to the pursuit of economic justice.
I'd like to think that's a fundamental philosophy at our company. I am going to hang that statement on my wall in my office.
Thursday, August 28, 2008
Challenges articulated by state's economist
I had a chance to listen to Tom Stinson, the economist for the State of Minnesota, address a business group recently about some of the challenges facing our state. In the near term, he said he expects a bleak economy through the end of 2009. He said inflation in the third quarter of 2008 is likely to come in around 8 percent before falling off at the end of the year.
Stinson said the housing market is near the bottom, but “there won’t be any quick pick-up in housing activity.”
What I found particularly interesting, however, were his long-range concerns. The demographics of our state will create serious challenges that no one will be able to ignore. Stinson said demographic trends will result in significant aging of the general population.
While the number of people between the ages of 55 and 69 will increase dramatically by 2015, the number of people between the ages of 15 and 24 will drop significantly. “The number of people entering the workforce will remain flat between now and 2030, while the number of people retiring will skyrocket,” Stinson said.
Health care spending in Minnesota is $3,671 annual per capita, Stinson said. For people ages 55 to 64, that figure averages $6,694, and for people 65 to 74 it increases to $9,017 and for people older than 75, the figure is $9,914. These expenses, Stinson noted, will be supported by a smaller workforce. “Aging of baby boomers will result in huge increases in resources going into health care,” he said.
Stinson also expressed concern about the quality of the state’s workforce, which will have to make up for declining numbers through increased productivity. Stinson said 91 percent of the people in the state’s workforce have a high school degree; current graduation rates, however, are at 85 percent with growing minority groups averaging even lower rates of high school graduation.
“We are not replacing the workforce with people who are as educated as they once were,” Stinson said. “We are not replacing the skill level we already have in the workplace.”
Stinson said the housing market is near the bottom, but “there won’t be any quick pick-up in housing activity.”
What I found particularly interesting, however, were his long-range concerns. The demographics of our state will create serious challenges that no one will be able to ignore. Stinson said demographic trends will result in significant aging of the general population.
While the number of people between the ages of 55 and 69 will increase dramatically by 2015, the number of people between the ages of 15 and 24 will drop significantly. “The number of people entering the workforce will remain flat between now and 2030, while the number of people retiring will skyrocket,” Stinson said.
Health care spending in Minnesota is $3,671 annual per capita, Stinson said. For people ages 55 to 64, that figure averages $6,694, and for people 65 to 74 it increases to $9,017 and for people older than 75, the figure is $9,914. These expenses, Stinson noted, will be supported by a smaller workforce. “Aging of baby boomers will result in huge increases in resources going into health care,” he said.
Stinson also expressed concern about the quality of the state’s workforce, which will have to make up for declining numbers through increased productivity. Stinson said 91 percent of the people in the state’s workforce have a high school degree; current graduation rates, however, are at 85 percent with growing minority groups averaging even lower rates of high school graduation.
“We are not replacing the workforce with people who are as educated as they once were,” Stinson said. “We are not replacing the skill level we already have in the workplace.”
Friday, August 15, 2008
The Chesterton Academy
The Catholic Spirit has written a nice article about The Chesterton Academy, which is set to open in less than three weeks. Here's the link. Thanks.
Wednesday, July 02, 2008
Recession?
Are we in recession? Yes and no.
That’s the answer offered by Wells Fargo economist Michael Swanson. He was speaking to a business group on June 17 in Rochester.
Swanson said the answer to the recession question is a matter of perspective. “A recession is two consecutive quarters of GDP contraction, and it doesn’t look as if we are going to have that,” Swanson explained. “But are we in a recession when it comes to real estate? Absolutely. … In the economy today, we are definitely going through a very tough spot for a lot of sectors but at the same time we are barely eking out growth in the economy.
“Debt markets and housing are holding back the economy,” Swanson said. “But there are some things that are going fantastically well. If you are in the energy exploration or extraction business; the mining business, or agriculture right now, you have fantastic results in front of you. It has been staggering the amount of export growth some of the companies have had.”
Swanson said the outlook for the remainder of the year is “very weak.” Growth will be driven primarily by trade expansion due to growing global demand and a weak dollar.
Although unemployment is at about 5.5 percent, Swanson described payroll numbers as good. He said as long as people hold onto their jobs, they should be able to repay their debts. And compensation, although it may not keep pace with inflation, is growing.
Inflation is running at 3 percent to 3.5 percent. Swanson said the Federal Reserve is confident about “tamping that back down to 2 percent or lower” but he said most economists think inflation will be higher than that.
“Interest rates are going to start to rise at the end of 2008 or early in 2009,” he said, “but they certainly are not going to be high interest rates.” The low rates will keep the dollar weak for three to seven years, Swanson predicted.
Long-term, Swanson was bullish on the American economy, referencing a Congressional Budget Office study which predicted per capita income, which is at $39,000 annually today, will increase three-fold over the next 50 years due to extraordinary gains in productivity.
That’s the answer offered by Wells Fargo economist Michael Swanson. He was speaking to a business group on June 17 in Rochester.
Swanson said the answer to the recession question is a matter of perspective. “A recession is two consecutive quarters of GDP contraction, and it doesn’t look as if we are going to have that,” Swanson explained. “But are we in a recession when it comes to real estate? Absolutely. … In the economy today, we are definitely going through a very tough spot for a lot of sectors but at the same time we are barely eking out growth in the economy.
“Debt markets and housing are holding back the economy,” Swanson said. “But there are some things that are going fantastically well. If you are in the energy exploration or extraction business; the mining business, or agriculture right now, you have fantastic results in front of you. It has been staggering the amount of export growth some of the companies have had.”
Swanson said the outlook for the remainder of the year is “very weak.” Growth will be driven primarily by trade expansion due to growing global demand and a weak dollar.
Although unemployment is at about 5.5 percent, Swanson described payroll numbers as good. He said as long as people hold onto their jobs, they should be able to repay their debts. And compensation, although it may not keep pace with inflation, is growing.
Inflation is running at 3 percent to 3.5 percent. Swanson said the Federal Reserve is confident about “tamping that back down to 2 percent or lower” but he said most economists think inflation will be higher than that.
“Interest rates are going to start to rise at the end of 2008 or early in 2009,” he said, “but they certainly are not going to be high interest rates.” The low rates will keep the dollar weak for three to seven years, Swanson predicted.
Long-term, Swanson was bullish on the American economy, referencing a Congressional Budget Office study which predicted per capita income, which is at $39,000 annually today, will increase three-fold over the next 50 years due to extraordinary gains in productivity.
Monday, June 30, 2008
Stein on 'Expelled'
I posted earlier about the movie Expelled. Well, two weeks ago, Ben Stein was in Rochester, Minn., speaking at a meeting I was covering. I had a chance to ask him about the movie. Here is what he said:
Expelled is a movie about a serious issue of academic suppression. Every person in this room, including yours truly, would agree that Darwin’s theory of evolution explains a huge amount about how speicies evolved. It doesn’t answer some of the very basic questions such as where did gravity come from? Where did thermo dynamics come from? Where did life originate?
Darwin himself said these are questions beyond my ability to figure out. For me to try to figure them out would be like a dog trying to figure out a law of physics. In fact, Darwin said, the way I see it, some of existence was designed and some happened by accident.
But in today’s modern campus setting, you are not allowed to say that. You are not even allowed to say what Darwin said. You have to say it is all accident, random mutation and natural selection. If you say, "Look, can we go back to where Darwin started?" and ask the question on that basis, you get ostracized and lose your job.
We think that is a serious abrogation of the laws of freedom of speech in this country and we’re concerned about it and that’s why we made the movie.
Expelled is a movie about a serious issue of academic suppression. Every person in this room, including yours truly, would agree that Darwin’s theory of evolution explains a huge amount about how speicies evolved. It doesn’t answer some of the very basic questions such as where did gravity come from? Where did thermo dynamics come from? Where did life originate?
Darwin himself said these are questions beyond my ability to figure out. For me to try to figure them out would be like a dog trying to figure out a law of physics. In fact, Darwin said, the way I see it, some of existence was designed and some happened by accident.
But in today’s modern campus setting, you are not allowed to say that. You are not even allowed to say what Darwin said. You have to say it is all accident, random mutation and natural selection. If you say, "Look, can we go back to where Darwin started?" and ask the question on that basis, you get ostracized and lose your job.
We think that is a serious abrogation of the laws of freedom of speech in this country and we’re concerned about it and that’s why we made the movie.
Friday, June 13, 2008
Urban Adventure
It was raining at 11 a.m. on Wednesday morning, when we started our urban adventure by walking four blocks to a bus stop. There were 16 of us in the group, and only two umbrellas between us. Needless to say, we hustled; thank goodness for the shelter at the bus stop.
A friend and I chaperoned 14 eighth and ninth grade girls. It was an end-of-school-year gathering organized chiefly by my own eighth grader. She asked for my help with the planning; I figured that since most of the kids live in the suburbs, they may not have had a chance to ride a city bus or the light rail train; they may not be comfortable navigating the streets and skyways of downtown Minneapolis. Let’s plan an urban adventure, I thought, and make sure the kids get these experiences.
Rain wasn’t the best way to start the trip, and the moist weather fogged up the windows on the bus, so we missed most of the urban scenery on the way into downtown. But once we got into a building and up to the second floor, the skyway system kept us dry and gave us a great view. We snaked our way from Hennepin Avenue to City Hall. I led the group, with my buddy John at the rear, making sure the girls we between us. It was crowded on the skyway at about 11:45, and there were a lot of distractions, but we stuck together and made it just fine. I think the highlight was the tunnel from the Hennepin County Government Center to City Hall, where you get to see an impressive display of falling water from below street level.
Twice each month, the Mayor of Minneapolis sets aside an hour in the middle of the day to visit with anyone who wants to come in. He calls it an open house. I had called the Mayor’s office only the previous Thursday, wondering if there was any chance we could see him the following Wednesday. It would be a long shot to get on his schedule with such short notice, but I figured I would give it a try. And boy, did I get lucky. Open house was scheduled for that day!
We visited with Mayor R.T. Rybak for about 15 minutes. I was so proud of the girls, who greeted the Mayor politely, listened attentively, and asked intelligent questions. For more on the meeting, see my other blog at www.GEOprincipleBlog.com.
It was still raining after the mid-day meeting, so we went back to the Hennepin County Government Center and ate our bag lunches in the massive atrium. It was a beautiful setting, with the fountain and reflection pool, as well as the twin towers which rise 20-plus floors, forming an “H”, which is the logo for Hennepin County.
After lunch, we took the light rail train to the Mall of America. There is a stop right in front of City Hall, and a ticket is only $1.50. The ride is smooth and this time, unlike the bus ride, we could see out the windows. The views through the city, along Ft. Snelling, and around the airport, are interesting. The city is teaming with so much life. Once we reached the end of the line at the Mall of America, the girls shopped for about an hour before getting a snack at Orange Julius and car-pooling back to my house. My wife and a friend met us at the mall with their vans to provide the rides.
As these girls advance through high school and college, my hope for them is that they will get the opportunity to travel and see places such as New York City, Washington, D.C., maybe even London or Paris. My hope is that this little trip into Minneapolis served as a decent primer. In order to understand the world, I think it is good to travel to someplace you haven’t been before, someplace outside your normal routine and outside your comfort zone. It’s a big world and God gave the whole thing to us. Let us never stop exploring.
A friend and I chaperoned 14 eighth and ninth grade girls. It was an end-of-school-year gathering organized chiefly by my own eighth grader. She asked for my help with the planning; I figured that since most of the kids live in the suburbs, they may not have had a chance to ride a city bus or the light rail train; they may not be comfortable navigating the streets and skyways of downtown Minneapolis. Let’s plan an urban adventure, I thought, and make sure the kids get these experiences.
Rain wasn’t the best way to start the trip, and the moist weather fogged up the windows on the bus, so we missed most of the urban scenery on the way into downtown. But once we got into a building and up to the second floor, the skyway system kept us dry and gave us a great view. We snaked our way from Hennepin Avenue to City Hall. I led the group, with my buddy John at the rear, making sure the girls we between us. It was crowded on the skyway at about 11:45, and there were a lot of distractions, but we stuck together and made it just fine. I think the highlight was the tunnel from the Hennepin County Government Center to City Hall, where you get to see an impressive display of falling water from below street level.
Twice each month, the Mayor of Minneapolis sets aside an hour in the middle of the day to visit with anyone who wants to come in. He calls it an open house. I had called the Mayor’s office only the previous Thursday, wondering if there was any chance we could see him the following Wednesday. It would be a long shot to get on his schedule with such short notice, but I figured I would give it a try. And boy, did I get lucky. Open house was scheduled for that day!
We visited with Mayor R.T. Rybak for about 15 minutes. I was so proud of the girls, who greeted the Mayor politely, listened attentively, and asked intelligent questions. For more on the meeting, see my other blog at www.GEOprincipleBlog.com.
It was still raining after the mid-day meeting, so we went back to the Hennepin County Government Center and ate our bag lunches in the massive atrium. It was a beautiful setting, with the fountain and reflection pool, as well as the twin towers which rise 20-plus floors, forming an “H”, which is the logo for Hennepin County.
After lunch, we took the light rail train to the Mall of America. There is a stop right in front of City Hall, and a ticket is only $1.50. The ride is smooth and this time, unlike the bus ride, we could see out the windows. The views through the city, along Ft. Snelling, and around the airport, are interesting. The city is teaming with so much life. Once we reached the end of the line at the Mall of America, the girls shopped for about an hour before getting a snack at Orange Julius and car-pooling back to my house. My wife and a friend met us at the mall with their vans to provide the rides.
As these girls advance through high school and college, my hope for them is that they will get the opportunity to travel and see places such as New York City, Washington, D.C., maybe even London or Paris. My hope is that this little trip into Minneapolis served as a decent primer. In order to understand the world, I think it is good to travel to someplace you haven’t been before, someplace outside your normal routine and outside your comfort zone. It’s a big world and God gave the whole thing to us. Let us never stop exploring.
Tuesday, June 10, 2008
Paid by the word?
The freelancers at my college newspapers used to get paid by the inch. The pay was something like 50 cents an inch, so a typical feature that went 30 column inches was good for $15 -- which was pretty good pay for a college kid way back in the early 1980s.
Staff writers, on the other hand, got paid a (modest) weekly salary. We were expected to write at least two stories a week, although sometimes it was more if there was big news on our beat. The length of the story was a consideration only to the extent that space was limited in the newspaper.
I left college thinking the freelance gig was better. I never had a problem generating more words; clearly I would do better getting paid according to volume.
As I have been in journalism for more than 30 years now, I understand that it's not about the number of words; it's about what those words say. Give me a well-written short story any day over a long-winded story that doesn't say much. I also now know that it is much more difficult to write a solid short article than it is to write a long one.
Well, the internet appears to be turning all that around. I had to laugh at this essay about a newspaper that is actually judging the productivity of its journalists according to the number of words they write. It's a newspaper where words are apparently viewed like widgets produced at the factory. Newspapers have got enough problems these days trying to figure out how to stay relevant. If this is any indication of their thinking, newspapers are surely doomed.
Staff writers, on the other hand, got paid a (modest) weekly salary. We were expected to write at least two stories a week, although sometimes it was more if there was big news on our beat. The length of the story was a consideration only to the extent that space was limited in the newspaper.
I left college thinking the freelance gig was better. I never had a problem generating more words; clearly I would do better getting paid according to volume.
As I have been in journalism for more than 30 years now, I understand that it's not about the number of words; it's about what those words say. Give me a well-written short story any day over a long-winded story that doesn't say much. I also now know that it is much more difficult to write a solid short article than it is to write a long one.
Well, the internet appears to be turning all that around. I had to laugh at this essay about a newspaper that is actually judging the productivity of its journalists according to the number of words they write. It's a newspaper where words are apparently viewed like widgets produced at the factory. Newspapers have got enough problems these days trying to figure out how to stay relevant. If this is any indication of their thinking, newspapers are surely doomed.
Thursday, May 29, 2008
SmartyPig for the kids
I might just give each of my kids a SmartyPig account. This is a service dreamed up by a bank in Des Moines that sounds to me like a pretty good application of internet social networking.
SmartyPig.com is a savings account set up over the internet, which isn’t so unique. But here’s what’s new: the account holder can post a savings goal and others can contribute money to the account. So let’s say you have a high school kid who is saving money for a class trip to Chicago. The kid states his goal at his SmartyPig internet account. Friends and relatives can put money in the account on his birthday or at Christmas, or whenever they want. The giver gets the satisfaction of knowing that the money is going for something worthwhile. It is a little better than simply putting a $20 bill in with the birthday card.
There are a lot of internet bank accounts but this is the first one I have heard of that allows others to deposit money into someone else’s account.
The account has a few stipulations. First, account holders have to be at least 18 years old, but parents can set up accounts and designate a child’s saving goal so the account functions like it belongs to the kid. An initial deposit to open the account must be at least $25. Deposits are accepted as transfers from other established accounts.
Also, right now the service charges people $4.95 to make a deposit into another person’s account. The account holder doesn’t pay anything. I don’t really like the fee but I have read chatter about this account that suggests the fee will go down or go away all together. Nonetheless, if I have a niece or nephew saving money for college or a car or some other major goal, I would be willing to pay the fee in order to put $25 in their account at Christmas time.
I also think that this is a good way to teach younger kids about the importance of saving money. They all love the internet and they love using the computer, so why not marry those interests with something important like an appreciation for saving money? I can tell you that banking, otherwise, really does not interest them.
Like any bank account, the accounts are FDIC insured and they pay interest. The interest rate fluctuates, but as I write this, the rate is 3.9 percent annual percentage yield, which is not bad for a savings account.
So check it out, and let me know what you think.
SmartyPig.com is a savings account set up over the internet, which isn’t so unique. But here’s what’s new: the account holder can post a savings goal and others can contribute money to the account. So let’s say you have a high school kid who is saving money for a class trip to Chicago. The kid states his goal at his SmartyPig internet account. Friends and relatives can put money in the account on his birthday or at Christmas, or whenever they want. The giver gets the satisfaction of knowing that the money is going for something worthwhile. It is a little better than simply putting a $20 bill in with the birthday card.
There are a lot of internet bank accounts but this is the first one I have heard of that allows others to deposit money into someone else’s account.
The account has a few stipulations. First, account holders have to be at least 18 years old, but parents can set up accounts and designate a child’s saving goal so the account functions like it belongs to the kid. An initial deposit to open the account must be at least $25. Deposits are accepted as transfers from other established accounts.
Also, right now the service charges people $4.95 to make a deposit into another person’s account. The account holder doesn’t pay anything. I don’t really like the fee but I have read chatter about this account that suggests the fee will go down or go away all together. Nonetheless, if I have a niece or nephew saving money for college or a car or some other major goal, I would be willing to pay the fee in order to put $25 in their account at Christmas time.
I also think that this is a good way to teach younger kids about the importance of saving money. They all love the internet and they love using the computer, so why not marry those interests with something important like an appreciation for saving money? I can tell you that banking, otherwise, really does not interest them.
Like any bank account, the accounts are FDIC insured and they pay interest. The interest rate fluctuates, but as I write this, the rate is 3.9 percent annual percentage yield, which is not bad for a savings account.
So check it out, and let me know what you think.
Tuesday, May 27, 2008
The GEO Principle
For the last several years, I have been contemplating the integration of faith with work. Usually, it seems like work is not the place to be thinking about God because, after all, work is about making money. But if we are called to live our faith all the time, them clearly that must mean at work. I know I spend most of my waking hours on the job.
I am convinced we are to live our faith on the job. I call this idea the GEO Principle, meaning "God in Every Occupation." If everyone lives their faith at work we would bring God to every occupation, and I know the world would be a better place. But there is a very real question in all of this -- how? What does it mean to bring God to work and how can a person do such a thing?
I have started a dialogue around this issue at a new blog: www.GEOprincipleBlog.com. I hope you will take a look at it and check back often. Even if you do not work outside the home, I hope you will tell someone who does about it. I am trying to post a couple of times a week; there seems to be enough fodder on this topic for a very long discussion. My own effort to live my faith at work seems like it will be aided by talking about it.
I am convinced we are to live our faith on the job. I call this idea the GEO Principle, meaning "God in Every Occupation." If everyone lives their faith at work we would bring God to every occupation, and I know the world would be a better place. But there is a very real question in all of this -- how? What does it mean to bring God to work and how can a person do such a thing?
I have started a dialogue around this issue at a new blog: www.GEOprincipleBlog.com. I hope you will take a look at it and check back often. Even if you do not work outside the home, I hope you will tell someone who does about it. I am trying to post a couple of times a week; there seems to be enough fodder on this topic for a very long discussion. My own effort to live my faith at work seems like it will be aided by talking about it.
Thursday, May 22, 2008
Faith, reason and the origin of life
A movie reviewer at the Star Tribune hated Ben Stein’s film: Expelled: No Intelligence Allowed. I am interested in efforts to integrate faith into the workplace so a film about the integration of faith and science appealed to me.
Let me put all my cards on the table up front here. I don’t have a particular personal opinion on the origins of life. More importantly, however, I believe faith and reason go together; the so-called “enlightenment” with separated them in modern thought was a huge mistake.
Using a documentary format, Stein explains that scientists who publicly question Darwinian evolution and suggest that God may have created the world find themselves banned from the scientific and academic arena. They lose their jobs and they lose their funding.
Stein digs deeper, however, to consider the consequences of scientific study completely divorced from faith. He states that Darwinian theory, taken to its logical conclusions, leads societies to horrible places, like the death camps of Nazi Germany. Stein talks about the social Darwinism, or eugenics, which was popular in Europe and the United States in the early 20th century. It is a notion which helped too many people grow comfortable with the idea that certain people have more of a right to live than others – the idea that the strong and the beautiful should live while the weak and the members of targeted ethnic groups should die.
The reviewer mocked Stein for linking the debate between creationists and evolutionists to the Nazi death camps. But my parish priest said something which I think makes the link clear: “If you deny that man has an origin, then you deny man has a destiny, which means he has no purpose. If there is no purpose, there are no rules,” he said. Nazi Germany certainly is an example of a society that operated as if there were no moral rules.
It is a common rhetorical trick to deny an opponent’s efforts to link the disputed idea to the next logical step. The reviewer wanted a movie that simply illustrates the creationist/evolutionist clash in the laboratory and the classroom. Stein shows that clash but goes much deeper by showing where the science-only thinking leads. And it leads someplace horrible. For me, it’s not a leap, but for the movie reviewer it was. How about you?
Let me put all my cards on the table up front here. I don’t have a particular personal opinion on the origins of life. More importantly, however, I believe faith and reason go together; the so-called “enlightenment” with separated them in modern thought was a huge mistake.
Using a documentary format, Stein explains that scientists who publicly question Darwinian evolution and suggest that God may have created the world find themselves banned from the scientific and academic arena. They lose their jobs and they lose their funding.
Stein digs deeper, however, to consider the consequences of scientific study completely divorced from faith. He states that Darwinian theory, taken to its logical conclusions, leads societies to horrible places, like the death camps of Nazi Germany. Stein talks about the social Darwinism, or eugenics, which was popular in Europe and the United States in the early 20th century. It is a notion which helped too many people grow comfortable with the idea that certain people have more of a right to live than others – the idea that the strong and the beautiful should live while the weak and the members of targeted ethnic groups should die.
The reviewer mocked Stein for linking the debate between creationists and evolutionists to the Nazi death camps. But my parish priest said something which I think makes the link clear: “If you deny that man has an origin, then you deny man has a destiny, which means he has no purpose. If there is no purpose, there are no rules,” he said. Nazi Germany certainly is an example of a society that operated as if there were no moral rules.
It is a common rhetorical trick to deny an opponent’s efforts to link the disputed idea to the next logical step. The reviewer wanted a movie that simply illustrates the creationist/evolutionist clash in the laboratory and the classroom. Stein shows that clash but goes much deeper by showing where the science-only thinking leads. And it leads someplace horrible. For me, it’s not a leap, but for the movie reviewer it was. How about you?
Tuesday, May 20, 2008
I'll miss you, Bud
Bud Brey died on May 13; my wife and I went to the funeral yesterday. Bud was a modern-day Paul, that is, an evangelist using the tools of our time to spread the Good News. At 73, Bud died way too soon.
Bud and his wife Theresa started the Minnesota Catholic Film Society in 1981, lending and showing inspirational films for the next 25 years. The very first film he and Theresa ever showed was a film about Our Lady of Fatima. Ironic that he should die on May 13, the feast of Our Lady of Fatima.
For the last several years, Bud ran Channel 19, a local television station that rebroadcasts EWTN programming, in addition to a few locally-produced shows. It is an entirely volunteer operation, dependent upon donations from viewers. The station’s signal emanates from the top of the IDS Tower in downtown Minneapolis, so people as far away as New Prague are able to watch. Bud put a lot of his own time and money into keeping the station operating.
For a while in the mid-1990s, Bud asked me to host a locally-produced program on the station called “All Things Catholic.” We did a monthly show where we would invite three or four guests to have a discussion about current issues from a Catholic perspective. It was a short-lived effort, but I sure enjoyed it.
Bud and Theresa, coincidently, live just a block from me. I didn’t see him around so much in the last year or so, as health problems kept him home bound. I saw him at church about three weeks ago, however, and he looked pretty good. I was shocked to get the news that he died, two days after having a stroke. He was buried in Lucan, Minnesota, a small farming community, near where he grew up.
Bud did not call any attention to himself but he did big things. Many people watched inspirational television because of Bud. Many people learned more about their faith because of his work through the film society and the TV station. I’m going to miss his cantankerous personality, but his legacy lives on in all the people who are deeper Christians as a result of his work.
Bud and his wife Theresa started the Minnesota Catholic Film Society in 1981, lending and showing inspirational films for the next 25 years. The very first film he and Theresa ever showed was a film about Our Lady of Fatima. Ironic that he should die on May 13, the feast of Our Lady of Fatima.
For the last several years, Bud ran Channel 19, a local television station that rebroadcasts EWTN programming, in addition to a few locally-produced shows. It is an entirely volunteer operation, dependent upon donations from viewers. The station’s signal emanates from the top of the IDS Tower in downtown Minneapolis, so people as far away as New Prague are able to watch. Bud put a lot of his own time and money into keeping the station operating.
For a while in the mid-1990s, Bud asked me to host a locally-produced program on the station called “All Things Catholic.” We did a monthly show where we would invite three or four guests to have a discussion about current issues from a Catholic perspective. It was a short-lived effort, but I sure enjoyed it.
Bud and Theresa, coincidently, live just a block from me. I didn’t see him around so much in the last year or so, as health problems kept him home bound. I saw him at church about three weeks ago, however, and he looked pretty good. I was shocked to get the news that he died, two days after having a stroke. He was buried in Lucan, Minnesota, a small farming community, near where he grew up.
Bud did not call any attention to himself but he did big things. Many people watched inspirational television because of Bud. Many people learned more about their faith because of his work through the film society and the TV station. I’m going to miss his cantankerous personality, but his legacy lives on in all the people who are deeper Christians as a result of his work.
Thursday, May 08, 2008
A few comments on Social Security
Our current system of Social Security is unsustainable, given the number of people retiring relative the number of people entering the workforce. I am surprised that the presidential candidates don’t talk about this issue more.
Carl Tannenbaum is a widely respected economist who was in town earlier this week. He recently left LaSalle Bank in Chicago, where he had been chief economist; he can often be seen on the cable news networks offering commentary. The question of Social Security came up during a presentation he made Tuesday. Here are excerpts from his comments:
“Folks, our liability for Social Security and Medicare is about $95 trillion carried out over time. That is about $300,000 per person.
"Make no mistake. None of us has our own individual account in Social Security. It is basically a system where the young pay benefits for the old. We are in a numbers game and in summary you have about 80 million [retirees] versus about 55 or 60 million [in the workforce]. The imbalance just means the contribution from my kids to my generation will be pretty large. The tax rate will be very high and it will be painful.”
Someone asked Tannenbaum if he thinks the problem is fixable. “Absolutely,” he said. “As many of you know, we have already saved Social Security twice when it looked like it was going to run out of money. You can raise the retirement age or change the indexing formulas.”
Tannenbaum noted many people who collect Social Security don’t need the money. “The fact is, Social Security was founded not as an entitlement but as a baseline so we wouldn’t have people impoverished in retirement. Since then, somehow it has gotten to be this birthright that people look at.”
Tannenbaum also would like to see the presidential candidates talk about the solvency of Social Security. "I hope that one of the candidates has some good ideas to try to bring this under control," he said. "I hope all of us are realistic about the hard work it is going to take to fix this."
Carl Tannenbaum is a widely respected economist who was in town earlier this week. He recently left LaSalle Bank in Chicago, where he had been chief economist; he can often be seen on the cable news networks offering commentary. The question of Social Security came up during a presentation he made Tuesday. Here are excerpts from his comments:
“Folks, our liability for Social Security and Medicare is about $95 trillion carried out over time. That is about $300,000 per person.
"Make no mistake. None of us has our own individual account in Social Security. It is basically a system where the young pay benefits for the old. We are in a numbers game and in summary you have about 80 million [retirees] versus about 55 or 60 million [in the workforce]. The imbalance just means the contribution from my kids to my generation will be pretty large. The tax rate will be very high and it will be painful.”
Someone asked Tannenbaum if he thinks the problem is fixable. “Absolutely,” he said. “As many of you know, we have already saved Social Security twice when it looked like it was going to run out of money. You can raise the retirement age or change the indexing formulas.”
Tannenbaum noted many people who collect Social Security don’t need the money. “The fact is, Social Security was founded not as an entitlement but as a baseline so we wouldn’t have people impoverished in retirement. Since then, somehow it has gotten to be this birthright that people look at.”
Tannenbaum also would like to see the presidential candidates talk about the solvency of Social Security. "I hope that one of the candidates has some good ideas to try to bring this under control," he said. "I hope all of us are realistic about the hard work it is going to take to fix this."
Saturday, May 03, 2008
Best wishes, dear friend
In March of 2000, I was in San Antonio covering a big industry meeting when my back gave out. I had had back trouble before, but never anything like this. I was walking out of a crowded ballroom when I collapsed in pain. I usually cover these events alone, but Jackie Hilgert happened to make this trip with me. She was in the photographers’ bay when she saw me on the floor, unable to get up. She rushed over to help.
Within about an hour, she had helped me back to my hotel room, where I laid flat on my back for the next two days. Jackie, who had made the trip to take pictures, had to take over and cover the meeting. While she worked, I recovered and by the time the meeting was over, I was at least mobile enough to get to the airport and onto the airplane. Jackie had to carry all my bags and arrange for a wheelchair to push me around at the airport.
I recall that incident because a 12-year era came to a close yesterday when Jackie put in her last day at NFR Communications. She joined the company in spring of 1996 as production manager when magazines were put together with a waxer and an X-Acto knife. She joined the company before we were using digital cameras, Photoshop or even email. She helped me put together more than 300 magazines. Over that time, she did far more than production work. She evolved into a very fine reporter, writer and editor. In fact, her May 15 cover story on volatility in the commodities market is as good as anything you will read in the Wall Street Journal or New York Times.
I will miss working with Jackie on a daily basis, but there is more to it than just the work. Jackie really cared about the company, her colleagues and me. Anyone would be very fortunate to get a chance to work with someone like that for a while, let alone for 12 years.
Jackie is spinning off her own company, called Traditions Communications. Check it out at www.historiesinthemaking.com. I wish her great fortune. I am grateful that we will have the opportunity to collaborate on some projects and I look forward to making the most of our new working arrangement. Time brings change and I suppose I would be foolish to think 12 or more years could go by without some big changes.
Best wishes, Jackie, and know that the doors of NFR Communications will always be open to you.
Within about an hour, she had helped me back to my hotel room, where I laid flat on my back for the next two days. Jackie, who had made the trip to take pictures, had to take over and cover the meeting. While she worked, I recovered and by the time the meeting was over, I was at least mobile enough to get to the airport and onto the airplane. Jackie had to carry all my bags and arrange for a wheelchair to push me around at the airport.
I recall that incident because a 12-year era came to a close yesterday when Jackie put in her last day at NFR Communications. She joined the company in spring of 1996 as production manager when magazines were put together with a waxer and an X-Acto knife. She joined the company before we were using digital cameras, Photoshop or even email. She helped me put together more than 300 magazines. Over that time, she did far more than production work. She evolved into a very fine reporter, writer and editor. In fact, her May 15 cover story on volatility in the commodities market is as good as anything you will read in the Wall Street Journal or New York Times.
I will miss working with Jackie on a daily basis, but there is more to it than just the work. Jackie really cared about the company, her colleagues and me. Anyone would be very fortunate to get a chance to work with someone like that for a while, let alone for 12 years.
Jackie is spinning off her own company, called Traditions Communications. Check it out at www.historiesinthemaking.com. I wish her great fortune. I am grateful that we will have the opportunity to collaborate on some projects and I look forward to making the most of our new working arrangement. Time brings change and I suppose I would be foolish to think 12 or more years could go by without some big changes.
Best wishes, Jackie, and know that the doors of NFR Communications will always be open to you.
Saturday, April 05, 2008
Home for rent
If you or someone you know is looking to rent a comfortable bungalow in Linden Hills, please contact me at Tom@NFRcom.com. A neighboring house is becoming available May 1. The 1,400-square-foot home has three bedrooms, a recently remodeled kitchen with new appliances, and beautiful woodwork throughout. It is located within walking distance of two lakes, several parks, and great local shops. Also close to a bus line. $1,400 per month. We are looking for some great neighbors!
Monday, March 31, 2008
The start of Christmas season
When a woman announces that she is pregnant, the whole household begins to make preparation in anticipation of the new arrival. I am beginning to make preparations today.
No, my wife is not pregnant, but today is the day Catholics celebrate the Feast of the Annunciation. That’s the commemoration of the announcement the angel Gabriel made to Mary that she would conceive and bear a son, who would be the savior of the world. The feast is usually celebrated on March 25, exactly nine months before Christmas. This year because that date fell during Easter week, the folks who determine the Christian calendar moved the date to March 31.
I love Christmas and its accompanying season. Even though they start playing Christmas songs on the radio during the middle of November, I find myself every year lamenting the season went too quickly. The spirit of Christmas is something we should carry in our hearts all year long anyway, so this year I am going to try to get serious about it. My Christmas season for 2008 starts today.
The Feast of the Annunciation comes every year, but usually it comes during the season of Lent, when I am thinking about Easter. This year, however, is different. We have already celebrated Easter, clearing the path toward Christmas. Easter and Christmas, of course, are linked. If we celebrate one, we are really celebrating both. This year I really want to be ready for the coming of Christ. The calendar gives us nine months to prepare and I am going to try to make the most of it.
No, my wife is not pregnant, but today is the day Catholics celebrate the Feast of the Annunciation. That’s the commemoration of the announcement the angel Gabriel made to Mary that she would conceive and bear a son, who would be the savior of the world. The feast is usually celebrated on March 25, exactly nine months before Christmas. This year because that date fell during Easter week, the folks who determine the Christian calendar moved the date to March 31.
I love Christmas and its accompanying season. Even though they start playing Christmas songs on the radio during the middle of November, I find myself every year lamenting the season went too quickly. The spirit of Christmas is something we should carry in our hearts all year long anyway, so this year I am going to try to get serious about it. My Christmas season for 2008 starts today.
The Feast of the Annunciation comes every year, but usually it comes during the season of Lent, when I am thinking about Easter. This year, however, is different. We have already celebrated Easter, clearing the path toward Christmas. Easter and Christmas, of course, are linked. If we celebrate one, we are really celebrating both. This year I really want to be ready for the coming of Christ. The calendar gives us nine months to prepare and I am going to try to make the most of it.
Sunday, March 30, 2008
Prager's sensibility
Dennis Prager, the national radio personality, was in town last week and my wife and I joined another couple for seats in the audience of 600 or so. He talked for a little over an hour, touching on a variety of subjects, lacing everything with humor.
While I have great respect for his commentary, I disagree with an assertion he made about marriage. He said long marriages are mostly the result of luck. My sense is that they are more the result of hard work. Now, certainly, there is a measure of luck in the equation. One has to be lucky enough not to get hit by a bus or involved in an airplane crash to live into old age, but setting aside the uncontrollables, I don’t really see luck having much to do with it. Rough spots emerge in every marriage and it is work on the parts of both spouses that typically gets them through, not luck.
He also commented that he is greatly troubled by the level of senseless suffering in the world. Who isn’t? But I think what troubled Prager was an inability to identify any purpose in suffering. Prager, a devout Jew, was in town to participate in a debate over the existence of God at a national convention of atheists. Many atheists deny the existence of God because they look around the world and see all the suffering and ask themselves: “How could a loving God allow all this?” They conclude there must not be a God.
On this issue, I am grateful for my Catholic faith which promises no relief from suffering but does bring meaning to it. Just as Christ suffered to atone for our sins, our suffering can atone for sin, and not just our own sin but the sins of others. We can actually enjoin our suffering with that of the Lord to participate in the world’s salvation. I am not a theologian and can’t explain it much better than that, but I know there is a world of theology behind this topic in Catholicism. Christ embraced His cross and we are to do the same. Suffering is inevitable, true; but pointless? No.
Prager’s strongest point was his last one. He said he worries about our country. He noted that on coins minted by the U.S. government we find three things: “Liberty,” “E Pluribus Unim,” and “In God we Trust.” He observed that all three of those ideas are under attack – not from some hostile nation, but from within.
A growing federal government, he said, is encroaching on our liberties. Furthermore, the Latin phrase means: “from many, one,” but today diversity is the mantra of the cultural elites. And secularism is stronger than ever in this country, forcing God out of every crevice of the public sector.
Prager is on the mark. We need to work to preserve our liberty by resisting needless federalism, we need to celebrate our national identify and we need to acknowledge God as the rightful sovereign over our country.
While I have great respect for his commentary, I disagree with an assertion he made about marriage. He said long marriages are mostly the result of luck. My sense is that they are more the result of hard work. Now, certainly, there is a measure of luck in the equation. One has to be lucky enough not to get hit by a bus or involved in an airplane crash to live into old age, but setting aside the uncontrollables, I don’t really see luck having much to do with it. Rough spots emerge in every marriage and it is work on the parts of both spouses that typically gets them through, not luck.
He also commented that he is greatly troubled by the level of senseless suffering in the world. Who isn’t? But I think what troubled Prager was an inability to identify any purpose in suffering. Prager, a devout Jew, was in town to participate in a debate over the existence of God at a national convention of atheists. Many atheists deny the existence of God because they look around the world and see all the suffering and ask themselves: “How could a loving God allow all this?” They conclude there must not be a God.
On this issue, I am grateful for my Catholic faith which promises no relief from suffering but does bring meaning to it. Just as Christ suffered to atone for our sins, our suffering can atone for sin, and not just our own sin but the sins of others. We can actually enjoin our suffering with that of the Lord to participate in the world’s salvation. I am not a theologian and can’t explain it much better than that, but I know there is a world of theology behind this topic in Catholicism. Christ embraced His cross and we are to do the same. Suffering is inevitable, true; but pointless? No.
Prager’s strongest point was his last one. He said he worries about our country. He noted that on coins minted by the U.S. government we find three things: “Liberty,” “E Pluribus Unim,” and “In God we Trust.” He observed that all three of those ideas are under attack – not from some hostile nation, but from within.
A growing federal government, he said, is encroaching on our liberties. Furthermore, the Latin phrase means: “from many, one,” but today diversity is the mantra of the cultural elites. And secularism is stronger than ever in this country, forcing God out of every crevice of the public sector.
Prager is on the mark. We need to work to preserve our liberty by resisting needless federalism, we need to celebrate our national identify and we need to acknowledge God as the rightful sovereign over our country.
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